/* 신한 블루 테마 (유지) */
:root {
  --shinhan-blue: #0046ff;
  --shinhan-blue-dark: #0b42c4;
  --shinhan-blue-soft: #e8f0ff;
  --text-primary: #1a1a2e;
  --text-muted: #5c6370;
  --white: #ffffff;
  --border: #e2e8f0;
  --shadow: 0 4px 24px rgba(0, 70, 255, 0.08);
  --radius: 12px;
  --max-width: 1080px;
  --header-height: 64px;
  --section-pad-y: clamp(72px, 12vh, 120px);
  --section-bg-a: #ffffff;
  --section-bg-b: #f2f4f8;
  --table-border-soft: #dbe7ff;
  --table-header-pastel: #f4f7ff;
  --table-zebra: #fcfcfc;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-height) + 12px);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .reveal,
  .hero__scroll-arrow {
    transition: none !important;
    animation: none !important;
  }

  .income-card__detail,
  .pipeline-chart__bar,
  .roadmap-min__block {
    transition: none !important;
  }

  .income-card__detail {
    max-height: none !important;
    opacity: 1 !important;
  }
}

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text-primary);
  background: #f8fafc;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  padding-top: var(--header-height);
}

main {
  flex: 1;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}

/* 섹션 내부: 전체 폭 유지(align-items:center로 줄어드는 것 방지) */
main .section > .container {
  padding-left: 0;
  padding-right: 0;
  width: 100%;
  max-width: var(--max-width);
  flex-shrink: 0;
  align-self: stretch;
}

/* ----- 스크롤 등장 애니메이션 ----- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* ----- Site header / Nav ----- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 200;
  height: var(--header-height);
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
  transition: background 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
}

.site-header--scrolled {
  background: rgba(255, 255, 255, 0.98);
  border-bottom-color: var(--border);
  box-shadow: 0 4px 20px rgba(11, 66, 196, 0.08);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex: 1;
  width: 100%;
  padding: 0 20px;
  max-width: var(--max-width);
  margin: 0 auto;
}

.site-header__brand {
  display: flex;
  align-items: center;
  flex-shrink: 0;
  font-size: 1.0625rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  color: var(--shinhan-blue);
  text-decoration: none;
}

.header__logo-wrapper {
  display: flex;
  align-items: center;
}

.header__logo-wrapper img {
  max-height: 40px;
  width: auto;
  margin-right: 15px;
  object-fit: contain;
  flex-shrink: 0;
  display: block;
}

.site-header__brand:hover {
  color: var(--shinhan-blue-dark);
}

.site-nav__list {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: 6px 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-nav__link {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text-muted);
  text-decoration: none;
  padding: 6px 8px;
  border-radius: 6px;
  transition: color 0.2s, background 0.2s;
}

.site-nav__link:hover {
  color: var(--shinhan-blue);
  background: var(--shinhan-blue-soft);
}

.site-nav__link--cta {
  color: var(--shinhan-blue);
  background: var(--shinhan-blue-soft);
}

.site-nav__link--cta:hover {
  color: var(--white);
  background: var(--shinhan-blue);
}

@media (max-width: 640px) {
  .site-nav__list {
    gap: 4px 8px;
  }

  .site-nav__link {
    font-size: 0.75rem;
    padding: 4px 6px;
  }
}

/* ----- Section 공통: 풀스크린 느낌 + 수직 중앙 + 넉넉한 패딩 ----- */
.section {
  box-sizing: border-box;
  width: 100%;
  min-height: 100vh;
  min-height: 100dvh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  padding-top: var(--section-pad-y);
  padding-bottom: var(--section-pad-y);
  padding-left: max(20px, env(safe-area-inset-left, 0px));
  padding-right: max(20px, env(safe-area-inset-right, 0px));
}

/* 홀수·짝수 섹션 교차 배경 (신청 폼·히어로는 아래에서 별도 지정) */
main > section:nth-of-type(odd) {
  background-color: var(--section-bg-a);
}

main > section:nth-of-type(even) {
  background-color: var(--section-bg-b);
}

.section--alt {
  /* 배경은 nth-of-type으로 통일 */
  background-image: none;
}

main > section.section--apply {
  background: linear-gradient(180deg, var(--section-bg-a) 0%, var(--shinhan-blue-soft) 100%);
}

.section-header {
  margin-bottom: clamp(36px, 5vh, 56px);
  text-align: center;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
  width: 100%;
}

.section-title {
  margin: 0 0 16px;
  font-size: clamp(1.35rem, 4vw, 1.75rem);
  font-weight: 800;
  color: var(--text-primary);
  line-height: 1.3;
}

.section-title::after {
  content: "";
  display: block;
  width: 48px;
  height: 4px;
  margin: 16px auto 0;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--shinhan-blue), var(--shinhan-blue-dark));
}

.section-lead {
  margin: 0;
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.75;
}

.section-lead strong {
  color: var(--shinhan-blue-dark);
}

/* ----- 1. Hero ----- */
.section--hero {
  position: relative;
  overflow: visible;
  /* .section 공통 min-height·flex·패딩 유지 */
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 50% -20%, rgba(0, 70, 255, 0.18), transparent),
    linear-gradient(180deg, #eef2ff 0%, #f8fafc 50%);
  z-index: 0;
}

.hero {
  position: relative;
  z-index: 1;
  text-align: center;
}

.hero__content {
  max-width: 720px;
  margin: 0 auto;
}

.hero__title {
  margin: 0 0 20px;
  font-size: clamp(1.5rem, 5vw, 2.25rem);
  font-weight: 800;
  line-height: 1.25;
  color: var(--text-primary);
  letter-spacing: -0.02em;
}

.hero__subtitle {
  margin: 0;
  font-size: clamp(1.05rem, 2.8vw, 1.25rem);
  color: var(--text-muted);
  line-height: 1.7;
}

.hero__tagline {
  margin: 28px 0 0;
  font-size: clamp(1.08rem, 2.6vw, 1.35rem);
  font-weight: 800;
  color: var(--shinhan-blue);
  line-height: 1.45;
  letter-spacing: -0.02em;
}

.hero__scroll-cue {
  margin-top: 56px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}

.hero__scroll-text {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--shinhan-blue-dark);
  opacity: 0.85;
}

.hero__scroll-arrow {
  font-size: 1.75rem;
  color: var(--shinhan-blue);
  animation: bounce-arrow 2s ease-in-out infinite;
}

@keyframes bounce-arrow {
  0%,
  100% {
    transform: translateY(0);
    opacity: 1;
  }

  50% {
    transform: translateY(8px);
    opacity: 0.7;
  }
}

/* 히어로: 첫 화면에서 즉시 가독 (스크롤 reveal과 충돌 방지) */
.section--hero .reveal {
  opacity: 1;
  transform: none;
  transition: none;
}

/* ----- 2. Profile split ----- */
.profile-split {
  display: grid;
  gap: 32px;
  align-items: stretch;
}

@media (min-width: 768px) {
  .profile-split {
    grid-template-columns: minmax(280px, 460px) 1fr;
    gap: 48px;
    align-items: start;
  }
}

.profile-split__media {
  width: 100%;
  max-width: 520px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .profile-split__media {
    max-width: none;
    margin: 0;
  }
}

.profile-split__figure {
  width: 100%;
  min-height: 320px;
  min-width: 0;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding: clamp(12px, 2vw, 20px);
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--table-border-soft);
  box-shadow: var(--shadow);
}

.profile-split__photo {
  width: 100%;
  height: auto;
  max-height: 500px;
  object-fit: contain;
  object-position: top center;
  display: block;
  border-radius: calc(var(--radius) - 6px);
}

.profile-split__subheading {
  margin: 0 0 4px;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--shinhan-blue);
}

.profile-split__label {
  margin: 0 0 20px;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-muted);
}

.profile-ba {
  margin: 0;
}

.profile-ba__row {
  padding: 18px 20px;
  margin-bottom: 12px;
  background: var(--white);
  border-radius: var(--radius);
  border-left: 4px solid var(--border);
  box-shadow: var(--shadow);
}

.profile-ba__row--after {
  border-left-color: var(--shinhan-blue);
}

.profile-ba dt {
  font-size: 0.8125rem;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
  margin-bottom: 8px;
}

.profile-ba dd {
  margin: 0;
  font-size: 0.9375rem;
  color: var(--text-primary);
  line-height: 1.65;
}

.profile-split__note {
  margin: 20px 0 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
}

/* ----- 3. Why cards (확장 그리드) ----- */
.section--why {
  background: linear-gradient(
    180deg,
    rgba(0, 70, 255, 0.03) 0%,
    transparent 28%,
    transparent 100%
  );
}

.why-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(18px, 3vw, 26px);
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (min-width: 640px) {
  .why-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .why-cards {
    grid-template-columns: repeat(3, 1fr);
  }
}

.why-card {
  position: relative;
  overflow: hidden;
  padding: clamp(28px, 4vw, 40px) clamp(24px, 3.5vw, 36px);
  background:
    linear-gradient(
      145deg,
      rgba(0, 70, 255, 0.07) 0%,
      rgba(255, 255, 255, 0.98) 42%,
      var(--white) 100%
    );
  border-radius: calc(var(--radius) + 4px);
  border: 1px solid rgba(0, 70, 255, 0.1);
  box-shadow: var(--shadow);
  transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}

.why-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 40px rgba(0, 70, 255, 0.14);
  border-color: rgba(0, 70, 255, 0.18);
}

/* 연한 추상 워터마크(카드별 패턴) */
.why-card__watermark {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.55;
  background-repeat: no-repeat;
  background-position: 100% 0;
  background-size: min(52%, 200px);
}

.why-card--1 .why-card__watermark {
  background-image: radial-gradient(
    circle at 88% 12%,
    rgba(0, 70, 255, 0.14) 0%,
    transparent 58%
  );
}

.why-card--2 .why-card__watermark {
  background-image: linear-gradient(
      160deg,
      transparent 40%,
      rgba(0, 70, 255, 0.06) 100%
    ),
    radial-gradient(
      ellipse 120% 80% at 95% -10%,
      rgba(0, 70, 255, 0.1) 0%,
      transparent 55%
    );
}

.why-card--3 .why-card__watermark {
  background-image: radial-gradient(
      circle at 75% 25%,
      rgba(0, 70, 255, 0.09) 0%,
      transparent 50%
    ),
    radial-gradient(
      circle at 92% 88%,
      rgba(0, 70, 255, 0.06) 0%,
      transparent 45%
    );
}

.why-card--4 .why-card__watermark {
  background-image: conic-gradient(
    from 200deg at 100% 0%,
    transparent 0deg,
    rgba(0, 70, 255, 0.08) 120deg,
    transparent 240deg
  );
}

.why-card--5 .why-card__watermark {
  background-image: radial-gradient(
    ellipse 100% 60% at 100% 50%,
    rgba(0, 70, 255, 0.1) 0%,
    transparent 65%
  );
}

.why-card--6 .why-card__watermark {
  background-image: radial-gradient(
      circle at 85% 15%,
      rgba(0, 70, 255, 0.07) 0%,
      transparent 45%
    ),
    radial-gradient(
      circle at 100% 100%,
      rgba(0, 70, 255, 0.09) 0%,
      transparent 50%
    );
}

.why-card__title {
  position: relative;
  z-index: 1;
  margin: 0 0 16px;
  font-size: clamp(1rem, 2.5vw, 1.125rem);
  font-weight: 800;
  line-height: 1.45;
  color: var(--shinhan-blue-dark);
  letter-spacing: -0.01em;
}

.why-card__text {
  position: relative;
  z-index: 1;
  margin: 0;
  font-size: 0.9375rem;
  color: var(--text-muted);
  line-height: 1.8;
}

.why-card .benefit-disclaimer {
  position: relative;
  z-index: 1;
  margin: 14px 0 0;
  font-size: 0.8em;
}

.edu-support-em {
  font-weight: 800;
  color: var(--shinhan-blue);
  letter-spacing: -0.02em;
}

.benefit-disclaimer {
  font-size: 0.8em;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
}

/* ----- 4. Vision & Income (확장) ----- */
.vision-subtitle {
  margin: 0 0 10px;
  font-size: 1.2rem;
  font-weight: 800;
  text-align: center;
  color: var(--text-primary);
}

.vision-sublead {
  margin: 0 0 28px;
  font-size: 0.9375rem;
  color: var(--text-muted);
  text-align: center;
  line-height: 1.7;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

/* ----- 비전 및 성장 타임라인 (미니멀 · 텍스트 전용) ----- */
main > section.section--roadmap {
  overflow: visible;
  background: #ffffff;
}

.roadmap__header .section-title::after {
  margin-left: auto;
  margin-right: auto;
}

.roadmap-min__kicker {
  margin: 0 0 12px;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--shinhan-blue);
  text-align: center;
}

.roadmap__lead {
  margin: 0;
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.7;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.roadmap__lead--minimal {
  font-size: 0.9375rem;
  color: #94a3b8;
}

.roadmap-min {
  margin-top: clamp(32px, 6vh, 56px);
  width: 100%;
}

.roadmap-min__track {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  border-top: 1px solid #e8ecf1;
  border-bottom: 1px solid #e8ecf1;
}

.roadmap-min__step {
  border-right: 1px solid #e8ecf1;
}

.roadmap-min__step:last-child {
  border-right: none;
}

.roadmap-min__block {
  padding: clamp(40px, 7vh, 72px) clamp(16px, 3vw, 28px);
  text-align: center;
  background: transparent;
  transition: background 0.2s ease;
  min-height: 220px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: clamp(20px, 4vh, 36px);
}

@media (hover: hover) {
  .roadmap-min__block:hover {
    background: rgba(0, 70, 255, 0.03);
  }

  .roadmap-min__block--clickable:hover {
    transform: translateY(-5px);
    background: rgba(0, 70, 255, 0.06);
    box-shadow: 0 14px 36px rgba(0, 70, 255, 0.12);
  }
}

.roadmap-min__block--clickable {
  cursor: pointer;
  transition:
    transform 0.28s ease,
    background 0.2s ease,
    box-shadow 0.28s ease;
}

.roadmap-min__block--clickable:focus-visible {
  outline: 3px solid rgba(0, 70, 255, 0.45);
  outline-offset: 4px;
}

/* 기간·강조 숫자: 최상위 시각 계층 */
.roadmap-min__period {
  margin: 0;
  font-size: clamp(2rem, 6vw, 3.25rem);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--shinhan-blue);
}

.roadmap-min__period--bm {
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 800;
  color: var(--shinhan-blue);
}

/* 직급명: 보조 계층 */
.roadmap-min__role {
  margin: 0;
  font-size: clamp(0.875rem, 2vw, 1rem);
  font-weight: 600;
  line-height: 1.35;
  color: #64748b;
  letter-spacing: -0.01em;
}

.roadmap__note {
  margin: clamp(28px, 5vh, 48px) 0 0;
  font-size: 0.8125rem;
  color: #94a3b8;
  text-align: center;
  line-height: 1.65;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

.roadmap__note--minimal {
  font-size: 0.75rem;
}

@media (max-width: 900px) {
  .roadmap-min__track {
    grid-template-columns: 1fr;
    border-top: none;
  }

  .roadmap-min__step {
    border-right: none;
    border-bottom: 1px solid #e8ecf1;
  }

  .roadmap-min__step:first-child {
    border-top: 1px solid #e8ecf1;
  }

  .roadmap-min__block {
    min-height: auto;
    padding: clamp(36px, 8vh, 56px) 24px;
  }
}

/* ----- 신입 정착 지원금 (B.I) 표 ----- */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.settlement-support__lead {
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

.settlement-support__lead strong {
  color: var(--shinhan-blue-dark);
}

/* B.I 본문 6열 CANP 표 (신한 블루 톤온톤·파스텔) */
.bi-canap-table {
  width: 100%;
  min-width: 640px;
  border-collapse: collapse;
  font-size: 0.9375rem;
  background: var(--white);
  border: 1px solid var(--table-border-soft);
  box-shadow: var(--shadow);
  border-radius: var(--radius);
  overflow: hidden;
}

.bi-canap-table th,
.bi-canap-table td {
  border: 1px solid var(--table-border-soft);
  padding: 14px 12px;
  text-align: center;
  vertical-align: middle;
  line-height: 1.45;
}

.bi-canap-table thead th {
  background-color: var(--table-header-pastel);
  font-weight: 800;
}

.bi-canap-table thead th.bi-canap-table__th-label {
  color: var(--text-muted);
  font-weight: 800;
}

.bi-canap-table thead th.bi-canap-table__th-num {
  color: var(--shinhan-blue);
  font-weight: 800;
}

.bi-canap-table tbody th[scope="row"] {
  font-weight: 600;
  color: var(--text-primary);
  background: var(--white);
}

.bi-canap-table tbody td {
  color: var(--text-primary);
  font-variant-numeric: tabular-nums;
}

.bi-canap-table tbody tr:nth-child(odd) th[scope="row"],
.bi-canap-table tbody tr:nth-child(odd) td {
  background: var(--white);
}

.bi-canap-table tbody tr:nth-child(even) th[scope="row"],
.bi-canap-table tbody tr:nth-child(even) td {
  background: var(--table-zebra);
}

.table-wrapper {
  width: 100%;
  max-width: 880px;
  margin: clamp(8px, 2vh, 16px) auto 0;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.settlement-table {
  width: 100%;
  min-width: 520px;
  border-collapse: collapse;
  font-size: 0.9375rem;
  background: var(--white);
  border: 1px solid var(--table-border-soft);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.settlement-table thead th {
  padding: 16px 18px;
  text-align: center;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
  background: var(--table-header-pastel);
  border-bottom: 1px solid var(--table-border-soft);
  border-right: 1px solid var(--table-border-soft);
  letter-spacing: -0.01em;
}

.settlement-table--income-modal thead th:first-child {
  color: var(--text-muted);
}

.settlement-table thead th:last-child {
  border-right: none;
}

.settlement-table tbody td {
  padding: 16px 18px;
  color: var(--text-primary);
  border-bottom: 1px solid var(--table-border-soft);
  border-right: 1px solid var(--table-border-soft);
  vertical-align: middle;
  line-height: 1.55;
}

.settlement-table tbody td:last-child {
  border-right: none;
}

.settlement-table tbody tr:last-child > td,
.settlement-table tbody tr:last-child > th {
  border-bottom: none;
}

.settlement-table:not(.settlement-table--income-modal) tbody tr:nth-child(even) {
  background: var(--table-zebra);
}

.settlement-table__tier {
  text-align: center;
  font-weight: 700;
  color: var(--shinhan-blue-dark);
  width: 4.5rem;
}

.settlement-table tbody td:nth-child(2) {
  text-align: center;
}

.settlement-table__amount {
  text-align: right;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.settlement-support__disclaimer {
  margin: clamp(20px, 3vh, 28px) auto 0;
  max-width: 880px;
  font-size: 0.8em;
  line-height: 1.6;
  color: var(--text-muted);
  text-align: left;
}

/* ----- Vision Graph (Chart.js · 수익 성장 곡선 비교) ----- */
main > section.section--vision-graph {
  background: #ffffff;
}

.vision-graph__lead {
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

.vision-graph {
  width: 100%;
  margin-top: 4px;
}

.vision-graph__chart-wrap {
  position: relative;
  width: 100%;
  max-width: 900px;
  margin: 0 auto;
  height: clamp(240px, 36vh, 400px);
  min-height: 220px;
}

.vision-graph__chart-wrap canvas {
  display: block;
  max-width: 100%;
}

.vision-graph__legend {
  max-width: 640px;
  margin: clamp(24px, 4vh, 40px) auto 0;
  padding: 0;
  font-size: 0.875rem;
  color: #64748b;
  line-height: 1.65;
}

.vision-graph__legend-line {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin: 0 0 14px;
  text-align: left;
}

.vision-graph__legend-line:last-child {
  margin-bottom: 0;
}

.vision-graph__legend-line strong {
  color: var(--text-primary);
  font-weight: 700;
}

.vision-graph__dot {
  flex-shrink: 0;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  margin-top: 5px;
}

.vision-graph__dot--fc {
  background: #6b7280;
}

.vision-graph__dot--bm {
  background: var(--shinhan-blue);
}

@media (max-width: 480px) {
  .vision-graph__chart-wrap {
    height: clamp(220px, 42vh, 320px);
  }
}

/* 소득 파이프라인 그래프 */
.income-pipeline {
  margin-bottom: 56px;
}

.pipeline-chart {
  max-width: 720px;
  margin: 0 auto 20px;
  padding: 24px 20px;
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}

.pipeline-chart__row {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 12px;
  align-items: center;
  margin-bottom: 14px;
}

.pipeline-chart__row:last-child {
  margin-bottom: 0;
}

.pipeline-chart__label {
  font-size: 0.75rem;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
  text-align: right;
}

.pipeline-chart__bar {
  position: relative;
  min-height: 40px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  padding: 8px 14px;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.35;
  overflow: hidden;
  max-width: 100%;
  transition: transform 0.2s ease, filter 0.2s;
}

.pipeline-chart__bar span {
  position: relative;
  z-index: 1;
}

.pipeline-chart__bar::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.12), transparent 60%);
  pointer-events: none;
}

.pipeline-chart__bar:hover {
  transform: scale(1.02);
  filter: brightness(1.05);
}

.pipeline-chart__bar--1 {
  width: 36%;
  background: linear-gradient(90deg, var(--shinhan-blue-dark), var(--shinhan-blue));
}

.pipeline-chart__bar--2 {
  width: 48%;
  background: linear-gradient(90deg, #1e4fd4, var(--shinhan-blue));
}

.pipeline-chart__bar--3 {
  width: 60%;
  background: linear-gradient(90deg, #0b42c4, #2563eb);
}

.pipeline-chart__bar--4 {
  width: 78%;
  background: linear-gradient(90deg, #0b42c4, #3b82f6);
}

.pipeline-chart__bar--5 {
  width: 100%;
  background: linear-gradient(90deg, var(--shinhan-blue-dark), #3b82f6, var(--shinhan-blue));
  box-shadow: 0 4px 16px rgba(0, 70, 255, 0.35);
}

@media (max-width: 480px) {
  .pipeline-chart__row {
    grid-template-columns: 56px 1fr;
  }

  .pipeline-chart__bar {
    font-size: 0.6875rem;
    padding: 8px 10px;
  }
}

.pipeline-callout {
  max-width: 720px;
  margin: 0 auto;
  padding: 18px 22px;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--text-primary);
  background: linear-gradient(135deg, rgba(0, 70, 255, 0.08), rgba(11, 66, 196, 0.06));
  border: 1px solid rgba(0, 70, 255, 0.2);
  border-radius: var(--radius);
  border-left: 4px solid var(--shinhan-blue);
}

.pipeline-callout strong {
  color: var(--shinhan-blue-dark);
}

/* 상세 소득: 카드만 */
.income-detail {
  margin-bottom: 8px;
}

.income-detail__notice {
  margin: 0 auto 32px;
  max-width: 560px;
  padding: 16px 20px;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--text-muted);
  text-align: center;
  background: rgba(0, 70, 255, 0.04);
  border: 1px solid rgba(0, 70, 255, 0.12);
  border-radius: 12px;
}

.income-detail__notice strong {
  color: var(--shinhan-blue-dark);
  font-weight: 800;
}

.income-cards {
  display: grid;
  gap: 24px;
  grid-template-columns: 1fr;
}

@media (min-width: 640px) {
  .income-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .income-cards {
    grid-template-columns: repeat(4, 1fr);
  }
}

.income-card {
  position: relative;
  padding: 28px 24px 30px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.2s;
  overflow: hidden;
}

.income-card:hover,
.income-card:focus-within {
  border-color: rgba(0, 70, 255, 0.35);
  box-shadow: 0 12px 36px rgba(0, 70, 255, 0.12);
  transform: translateY(-3px);
}

.income-card__title {
  margin: 0 0 14px;
  font-size: 0.9375rem;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
}

.income-card__summary {
  margin: 0;
  font-size: 0.875rem;
  color: var(--text-primary);
  line-height: 1.65;
}

.income-card__detail {
  margin-top: 0;
  max-height: 0;
  opacity: 0;
  overflow: hidden;
  transition: max-height 0.45s ease, opacity 0.35s ease, margin-top 0.25s ease;
}

.income-card__detail p {
  margin: 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
  line-height: 1.6;
  padding-top: 12px;
  border-top: 1px dashed var(--border);
}

@media (hover: hover) {
  .income-card:hover .income-card__detail,
  .income-card:focus-within .income-card__detail {
    max-height: 380px;
    opacity: 1;
    margin-top: 4px;
  }
}

@media (hover: none) {
  .income-card__detail {
    max-height: none;
    opacity: 1;
    margin-top: 12px;
  }

  .income-card__detail p {
    border-top: none;
    padding-top: 0;
  }
}

.income-block__footnote {
  margin: 28px 0 0;
  font-size: 0.8125rem;
  color: var(--text-muted);
  text-align: center;
  line-height: 1.65;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

/* ----- 5. Timeline ----- */
.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
  position: relative;
}

.timeline::before {
  content: "";
  position: absolute;
  left: 15px;
  top: 8px;
  bottom: 8px;
  width: 3px;
  background: linear-gradient(180deg, var(--shinhan-blue), var(--shinhan-blue-soft));
  border-radius: 2px;
}

@media (min-width: 768px) {
  .timeline {
    max-width: 100%;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 12px 28px;
    padding: 8px 12px 0;
    overflow: visible;
  }

  .timeline::before {
    display: none;
  }
}

.timeline__item {
  position: relative;
  padding-left: 48px;
  margin-bottom: 28px;
}

.timeline__item:last-child {
  margin-bottom: 0;
}

@media (min-width: 768px) {
  .timeline__item {
    padding-left: 0;
    margin-bottom: 0;
    text-align: center;
    padding-top: 56px;
  }
}

.timeline__marker {
  position: absolute;
  left: 8px;
  top: 6px;
  width: 16px;
  height: 16px;
  background: var(--shinhan-blue);
  border: 3px solid var(--white);
  border-radius: 50%;
  box-shadow: 0 0 0 2px rgba(0, 70, 255, 0.25);
}

@media (min-width: 768px) {
  .timeline__marker {
    left: 50%;
    top: 0;
    transform: translateX(-50%);
  }
}

.timeline__body {
  background: var(--white);
  padding: 20px 20px 22px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}

.timeline__title {
  margin: 0 0 8px;
  font-size: 1rem;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
}

.timeline__text {
  margin: 0;
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.6;
}

@media (min-width: 768px) {
  .timeline__item {
    position: relative;
  }

  .timeline__body {
    position: relative;
  }

  .timeline__item:not(:last-child) .timeline__body::after {
    content: "→";
    position: absolute;
    right: -14px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1.125rem;
    color: var(--shinhan-blue);
    font-weight: 700;
    z-index: 2;
  }
}

/* ----- 6. Form ----- */
.form {
  max-width: 560px;
  margin: 0 auto;
}

.form--minimal {
  max-width: 420px;
  text-align: center;
}

.form--minimal .form__group {
  text-align: left;
}

.form--minimal .form__label {
  text-align: left;
}

.form--minimal .form__submit {
  margin-top: 12px;
}

.form__group {
  margin-bottom: 22px;
}

.form__label {
  display: block;
  margin-bottom: 10px;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-primary);
}

.form__hint {
  margin: 10px 0 0;
  font-size: 0.8125rem;
  line-height: 1.55;
  color: var(--text-muted);
}

.form__input,
.form__textarea {
  width: 100%;
  padding: 14px 16px;
  font-size: 1rem;
  font-family: inherit;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
}

.form__input--lg {
  padding: 18px 20px;
  font-size: 1.0625rem;
  border-radius: 12px;
}

.form__input:focus,
.form__textarea:focus,
select.form__input:focus {
  outline: none;
  border-color: var(--shinhan-blue);
  box-shadow: 0 0 0 3px rgba(0, 70, 255, 0.15);
}

select.form__input,
.form__input.form__select {
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  cursor: pointer;
  background-color: var(--white);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' fill='none' viewBox='0 0 24 24' stroke='%2364748b'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 18px center;
  background-size: 20px;
  padding-right: 52px;
}

select.form__input::-ms-expand,
.form__input.form__select::-ms-expand {
  display: none;
}

select.form__input:hover,
.form__input.form__select:hover {
  border-color: rgba(0, 70, 255, 0.35);
}

.form__textarea {
  resize: vertical;
  min-height: 120px;
}

.form__submit {
  width: 100%;
  margin-top: 8px;
  padding: 16px 24px;
  font-size: 1.0625rem;
  font-weight: 700;
  font-family: inherit;
  color: var(--white);
  background: linear-gradient(180deg, var(--shinhan-blue) 0%, var(--shinhan-blue-dark) 100%);
  border: none;
  border-radius: 10px;
  cursor: pointer;
  box-shadow: 0 4px 14px rgba(0, 70, 255, 0.35);
  transition: transform 0.15s, box-shadow 0.15s;
}

.form__submit:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(0, 70, 255, 0.4);
}

.form__submit:active {
  transform: translateY(0);
}

/* ----- Apply CTA (모달 열기) ----- */
.apply-cta {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
  padding: 8px 0 4px;
}

.apply-cta__text {
  margin: 0 0 28px;
  font-size: clamp(1.05rem, 2.5vw, 1.2rem);
  font-weight: 600;
  color: var(--text-primary);
  line-height: 1.75;
  letter-spacing: -0.01em;
}

.apply-cta__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: min(100%, 320px);
  padding: 18px 40px;
  font-size: 1.125rem;
  font-weight: 800;
  font-family: inherit;
  letter-spacing: -0.02em;
  color: var(--white);
  background: linear-gradient(
    165deg,
    #1a5cff 0%,
    var(--shinhan-blue) 45%,
    var(--shinhan-blue-dark) 100%
  );
  border: none;
  border-radius: 14px;
  cursor: pointer;
  box-shadow:
    0 8px 28px rgba(0, 70, 255, 0.45),
    0 2px 0 rgba(255, 255, 255, 0.12) inset;
  transition: transform 0.2s ease, box-shadow 0.2s ease, filter 0.2s ease;
}

.apply-cta__btn:hover {
  transform: translateY(-3px);
  filter: brightness(1.05);
  box-shadow:
    0 14px 36px rgba(0, 70, 255, 0.5),
    0 2px 0 rgba(255, 255, 255, 0.15) inset;
}

.apply-cta__btn:active {
  transform: translateY(-1px);
}

.apply-cta__btn:focus-visible {
  outline: 3px solid rgba(0, 70, 255, 0.45);
  outline-offset: 4px;
}

/* ----- 예약 모달 ----- */
.modal--income {
  z-index: 420;
}

.modal {
  position: fixed;
  inset: 0;
  z-index: 400;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px 16px;
  visibility: hidden;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.modal.is-open {
  visibility: visible;
  opacity: 1;
  pointer-events: auto;
}

.modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.modal.is-open .modal__backdrop {
  opacity: 1;
}

.modal__panel {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 440px;
  max-height: min(90vh, 720px);
  overflow-y: auto;
  padding: clamp(24px, 5vw, 36px);
  background: var(--white);
  border-radius: 16px;
  box-shadow:
    0 24px 64px rgba(15, 23, 42, 0.22),
    0 0 0 1px rgba(0, 70, 255, 0.06);
  transform: translateY(18px) scale(0.98);
  opacity: 0;
  transition:
    transform 0.35s cubic-bezier(0.22, 1, 0.36, 1),
    opacity 0.3s ease;
}

.modal__panel--wide {
  max-width: min(960px, 100%);
}

.modal.is-open .modal__panel {
  transform: translateY(0) scale(1);
  opacity: 1;
}

@media (prefers-reduced-motion: reduce) {
  .modal__panel {
    transition: opacity 0.2s ease;
    transform: none;
  }

  .modal.is-open .modal__panel {
    transform: none;
  }
}

.modal__close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  font: inherit;
  color: var(--text-muted);
  background: transparent;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  transition: color 0.2s, background 0.2s;
}

.modal__close:hover {
  color: var(--text-primary);
  background: rgba(0, 70, 255, 0.08);
}

.modal__close-icon {
  font-size: 1.75rem;
  line-height: 1;
  font-weight: 300;
}

.modal__title {
  margin: 0 44px 24px 0;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--shinhan-blue-dark);
  line-height: 1.35;
  letter-spacing: -0.02em;
}

.apply-modal {
  margin: 0 0 20px;
  text-align: left;
}

.apply-modal__lead {
  margin: 0 0 16px;
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.5;
}

.apply-modal__copy {
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--text-primary);
}

.apply-modal__copy strong {
  color: var(--shinhan-blue-dark);
}

.apply-modal__phone-wrap {
  margin: 24px 0 0;
  text-align: center;
}

.apply-modal__phone {
  display: inline-block;
  width: 100%;
  max-width: 100%;
  padding: 18px 20px;
  font-size: clamp(1.35rem, 4vw, 1.75rem);
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--shinhan-blue);
  text-decoration: none;
  background: linear-gradient(180deg, var(--shinhan-blue-soft) 0%, #ffffff 100%);
  border: 2px solid rgba(0, 70, 255, 0.35);
  border-radius: var(--radius);
  box-shadow: 0 8px 28px rgba(0, 70, 255, 0.12);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.15s ease;
}

.apply-modal__phone:hover {
  border-color: var(--shinhan-blue);
  box-shadow: 0 10px 32px rgba(0, 70, 255, 0.18);
}

.apply-modal__phone:focus-visible {
  outline: 3px solid rgba(0, 70, 255, 0.45);
  outline-offset: 3px;
}

.apply-modal__confirm {
  display: block;
  width: 100%;
  margin-top: 4px;
  padding: 16px 20px;
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  background: var(--shinhan-blue);
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(0, 70, 255, 0.25);
  transition: background 0.2s ease, transform 0.15s ease;
}

.apply-modal__confirm:hover {
  background: var(--shinhan-blue-dark);
}

.apply-modal__confirm:focus-visible {
  outline: 3px solid rgba(0, 70, 255, 0.45);
  outline-offset: 2px;
}

/* ----- 상세 소득 비전 모달 (로드맵 연동) ----- */
.income-modal__title {
  margin-bottom: 8px;
}

.income-modal__role-label {
  margin: 0 44px 16px 0;
  font-size: 1rem;
  font-weight: 700;
  color: var(--shinhan-blue);
  letter-spacing: -0.02em;
}

.income-modal__intro {
  margin: 0 0 18px;
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.65;
}

.income-modal__intro strong {
  color: var(--text-primary);
}

.income-modal__table-wrap {
  margin: 0 -4px;
  max-width: none;
}

/* 상세 소득 비전 모달: 본문 B.I 표와 동일 settlement-table + 6열·하이라이트 확장 */
.settlement-table--income-modal {
  min-width: 640px;
}

.settlement-table--income-modal tbody th[scope="row"] {
  text-align: center;
  font-weight: 600;
  color: var(--text-primary);
  background: var(--white);
  padding: 16px 18px;
  border-bottom: 1px solid var(--table-border-soft);
  border-right: 1px solid var(--table-border-soft);
  vertical-align: middle;
  line-height: 1.55;
}

.settlement-table--income-modal tbody td {
  text-align: center;
  font-variant-numeric: tabular-nums;
}

.settlement-table--income-modal tbody tr:nth-child(even) td,
.settlement-table--income-modal tbody tr:nth-child(even) th[scope="row"] {
  background: var(--table-zebra);
}

.settlement-table--income-modal tbody tr.settlement-table__row--active th,
.settlement-table--income-modal tbody tr.settlement-table__row--active td {
  background: rgba(0, 70, 255, 0.07);
  font-weight: 700;
  color: var(--shinhan-blue-dark);
}

.income-modal__disclaimer {
  margin: 18px 0 0;
  font-size: 0.8em;
  line-height: 1.55;
  color: var(--text-muted);
}

/* ----- Footer ----- */
.footer {
  margin-top: auto;
  padding: 28px 0;
  background: #1e293b;
  color: #e2e8f0;
}

.footer__inner {
  text-align: center;
}

.footer__contact {
  margin: 0 0 12px;
  font-size: 0.9375rem;
  font-weight: 500;
}

.footer__copyright {
  margin: 0;
  font-size: 0.8125rem;
  color: #94a3b8;
}

/* 모바일에서도 섹션 세로 여백은 clamp로 유지 (별도 축소 없음) */